4 Tips on Dealing with Car Insurance Companies After an Accident

In Texas, there were a total of 239,539 people injured in motor vehicle traffic crashes in 2021.

Car accidents happen, and they can happen to anyone. While you can never be fully prepared for an unexpected collision, you can prepare for what you’ll need in the aftermath of the impact.

Automobile accidents are big business for insurance companies and often an even bigger ordeal for you, so it’s wise to keep the following tips in mind following a crash.

Tip # 1 – Be Prepared and Gather Evidence

As for most things in life, one of the best ways to deal with a car insurance company following a car accident is to be prepared. Gathering as much evidence as possible is a great way toward building a solid personal injury case. It’s essential to take pictures at the scene in order to help demonstrate how the accident occurred, any damage sustained to each vehicle, and the extent of your injuries immediately following the crash.

Don’t be afraid to go the extra mile in gathering evidence; the more evidence you collect, the easier it will be to prove your claim.

Tip #2 – Notify Your Insurance Company

Your insurer may require you to report your accident. When communicating with your insurance provider, it’s important to communicate clearly. Provide them with the basic details of the crash, and do not elaborate. Do not speculate on matters you aren’t sure of, and do not admit fault. Further, do not allow the insurance company to record your statement or give it to them in writing. Keep in mind that any information you volunteer can be used against you.

Tip #3 – Keep Records and Document Everything

The task of gathering evidence goes beyond the date of the crash. Therefore, it’s imperative to keep track of everything, including medical records, doctor’s recommendations, police reports, and witness statements. Additionally, try to save all paperwork and receipts to make it easier to evaluate your claim.

Remember to make a copy of everything for your records. If the insurance agent claims they did not receive a particular document or lost the copy you sent them, you have a backup to show for it.

Tip #4 – Consider Hiring an Attorney

Don’t deal with an insurance company alone. The best way to navigate your claim is by speaking to an attorney as soon as possible after an accident. Contact The Furey Law Firm today to get a free consultation with experienced personal injury attorneys ready to help.

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